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Student Insurance (Local Students)

All registered students of the University of Malaya, are under the protection of the Group Family Takaful Plan. Throughout 2007, the Student' Affairs and Alumni Unit had received 10 insurance claim applications whereby 8 students made accident compensation claims and 7 beneficiaries of students made death compensations claims. Each student is charged an amount of RM11.00 a year to obtain insurance cover that is arranged by the University of Malaya.

The University of Malaya has a contract with etiqa Takaful Berhad for the duration from 18 May 2008 to 17 May 2010. The scope and amount covered and also the insurance claiming procedure are as follows:-


Group Family Takaful Plan

Scope of Coverage

Sum Insured

Natural Death (sickness)

RM 8,000.00

Death (due to accidental causes)

RM 20,000.00

Permanent Total Disability (sickness)

RM 8,000.00

Permanent Total Disability (due to accidental causes)

RM 20,000.00

Permanent Partial Disability (due to accidental causes)

RM 20,000.00

Medical Expenses (due to accidental causes)

RM 1,500.00

Funeral Expenses

RM 1,000.00

Hospital Ward Benefits (due to accidental causes)

RM 30 per day
(maximum 45 days)

Repatriation Expenses (Death due to accidental causes)

RM 1,000.00

*Not included death due to AIDS and Suicide

Claiming Procedure due to Accident or Illness

Claiming Procedure due to Death


Contact Information

Last Update: May 24, 2019